Money Market Savings 
The Money Market Savings account provides an excellent alternative to money funds and is a great savings vehicle that also provides liquidity through ATMs and limited check writing capabilities. The interest rate on the Money Market Savings account will generally be higher than on the Premium Checking product because we are able to pass much of the cost savings associated with check processing directly on to you. As with the Premium Checking product, there is also a $1,000 minimum balance requirement.

• Interest bearing account with limited check writing ability
• Free access to NetTeller online banking service
• Free access to BillPay online bill payment service
• Free access to telephone banking service
• Free electronic statements
• Free ATM card and related services
• Minimum balance to open - $25.00
• Minimum balance to avoid $10.00 monthly fee - $1,000.00
• Limit of 6 preauthorized debits per month
• FDIC insurance

Statement Savings 
The Statement Savings account was designed for individuals who want to earn a competitive rate of interest on their deposits and do not necessarily need access to their funds via the limited check writing capabilities available with the Money Market Account. Also, the Statement Savings account has a lower minimum balance requirement of only $250.

• Interest bearing account
• Free access to NetTeller online banking service
• Free access to BillPay online bill payment service
• Free access to telephone banking service
• Free electronic statements
• Free ATM card and related services
• Minimum balance to open - $25.00
• Minimum balance to avoid $5.00 monthly fee - $250.00
• Limit of 6 preauthorized debits per month
• FDIC insurance

Youth Savings 
The Youth Savings account was specifically designed for individuals that are 17 years of age and younger. The account, which is controlled by the custodian, pays a competitive rate of interest and has no minimum balance requirements. It is a terrific product to use to teach children the benefits of even saving small increments of money over a long period of time.

• Interest bearing account
• Free access to NetTeller online banking service
• Free access to telephone banking service
• Free electronic statements
• Free ATM card and related services
• Minimum balance to open - $25.00
• FDIC insurance