Business Basic Checking
Our Business Basic Checking account is the perfect solution for businesses or organizations with light check and deposit volume. We guarantee that we will waive all minimum balance requirements and monthly maintenance fees for the first two years your account is open. There is a small $0.15 per item fee if you exceed 100 checks or deposit items in a month. You can enjoy unlimited access to your account with a MasterMoney debit card that can be used at any merchant accepting MasterCard or at ATMs within the STAR and PLUS networks for free. By the way, when we say free, we mean it. We do not assess an annual fee for the privilege of having the card, Please note, if you use an ATM not operated by Affinity Bank of Pennsylvania, the owner of the ATM may assess you a fee.
- Free access to NetTeller online banking service
- Free access to BillPay online bill payment service
- Free access to telephone banking service
- Free electronic statements
- Free debit card
- Free ATM services
- Minimum balance to open - $25.00
- Minimum balance to avoid $10.00 monthly fee - $1,000.00*
- FDIC insurance
Business Analysis Checking
Our Business Analysis Checking account provides businesses with larger check and deposit volume or higher deposit balances a method to offset the costs of the account with an earnings credit. At Affinity Bank, we look at analysis differently than most of our competitors. We believe that if you maintain large enough balances in your account, you should be able to offset all service related fees that may be assessed versus only transaction activity charges as the other banks do. This means that if your earning credit is large enough, you may be able to offset all wire transfer fees, safe deposit box fees, ACH related fees, stop payment fees, courier fees, etc. that you incur as a result of your business activity.
- Free access to NetTeller online banking service
- Free access to telephone banking service
- Free electronic statements
- Free debit card
- Free ATM services
- Competitive analysis fees
- Minimum balance to open - $25.00
- Earnings credit rate - prior month average 90-day Treasury bill
- FDIC insurance
Business Premium Checking
Our Business Premium Checking account is designed for sole proprietors, political subdivisions and not-for-profit organizations as a cash management vehicle. The product offers the same functionality of the Business Basic Checking account, however by maintaining a $1,500 minimum balance you can also enjoy many other benefits as well. The Business Premium Checking product allows you to earn interest on your funds while still enjoying the benefit of FDIC insurance.
- Interest bearing checking account
- Free unlimited check writing
- Free access to NetTeller online banking service
- Free access to BillPay online bill payment service
- Free access to telephone banking services
- Free electronic statements
- Free debit card
- Free ATM services
- Free ATM Gold services
- Minimum balance to open - $25.00
- Minimum balance to avoid $12.00 monthly fee - $1,500.00
